Medical Health Questionnaires (MHQs)

Simplify the Way You Gather Employee Health Information

Whether you're quoting level-funded, self-funded, or other medically-underwritten plans, including GRx-based options, gathering health data shouldn't slow you down. Quote+ includes a dynamic, built-in Medical Health Questionnaire (MHQ) that guides employees through the process, collecting only what's needed, validating responses, and preparing complete, compliant data for underwriting.

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The Challenge | The Solution | How Everything Works | Modernize Your MHQ Process | FAQs

The Challenge

Manual MHQs Waste Time and Risk Errors

Collecting employee data is often a tedious and inconsistent process — especially when you're juggling multiple carriers with different form requirements, including GRx or full MHQ submissions. Paper forms, PDFs, and handwritten notes create confusion, invite compliance risks, and slow down quotes.

Common pain points for gathering MHQ data include:

Long, redundant forms with overlapping questions
Incomplete or illegible responses
Lack of standardization across carriers
Manual follow-ups to fix errors or gather missing details
Delays in getting underwriter-ready data

The Solution

Dynamic, Logic-Driven MHQs Built Right Into Quote+

Quote+ eliminates these issues with a fully digital MHQ experience:

Smart logic flow dynamically tailors questions to individual health situations
Expansive medication database helps employees find the right drug info by condition
Pre-populated fields eliminate repetitive typing across sections
Built-in error check flags missing or inconsistent data before submission
eSignature capture ensures legal compliance — no extra tools or subscriptions required
Data is securely stored and automatically formatted for downstream carrier needs

All collected data is already aligned with carrier formatting rules, whether you're submitting for a full MHQ or GRx census. This means no rework, reentry, or manual cleanup is needed when you're ready to quote.

Learn More About Carrier Form Mapping

Want to See How it Actually Works?

Experience the MHQ from the employee's perspective — no paper, no PDFs, no guesswork.

See How Everything Works Together

MHQs are just one part of the full quote-to-close experience. Keep exploring:

Gather Employee Data

Learn how Quote+ streamlines census collection with manual entry, bulk import, and AMS+ sync.

Learn More

Handling Underwriting & Submissions

See how employee health data flows into carrier-ready formats — with no manual reentry.

See How

Ready to Modernize Your MHQ Process?

Ditch the paper forms, reduce back-and-forth, and quote level-funded plans with confidence. See for yourself how Quote+ makes collecting employee health data simple, secure, and automated.

Request a Demo

FAQs

Common Questions About Quote+'s MHQ Feature

Medical Health Questionnaires (MHQs) FAQs

Do employees complete the MHQ themselves, or does the broker fill it out?
Employees typically complete their own MHQ via a secure self-service portal. Brokers or HR managers can assist or send reminders as needed, but the process is designed to be hands-off once it's sent.
Is the MHQ required for all quotes?
No. The MHQ is only required when quoting level-funded or medically-underwritten plans. For ACA or other quoting types, a basic census is often sufficient.
Can I submit MHQ and GRx data at the same time?
Yes. Quote+ collects all of the data and houses it in one system, so you can generate forms and submit the MHQ data to one carrier while sending a GRx census to another carrier for the same employer group.
Can dependents and spouses complete their information too?
Yes. The MHQ supports employees, spouses, and dependents — all within the same interview flow, so nothing gets missed.
What happens if an employee doesn't finish the MHQ?
Quote+ tracks completion status until it's done. You'll always know who's finished and who has yet to complete.
How secure is the health information that's collected?
Here at AgencyBloc, we take security very seriously. All health data is collected and stored in compliance with HIPAA and HITECH standards. eSignatures are time-stamped and IP-tracked for full legal validity.
Does Quote+ pre-fill data from previous years?
Yes. If an employee completed an MHQ in a previous enrollment season, Quote+ can carry forward applicable data, saving time and reducing frustration.

You've got questions. We've got answers.

Reach out today to get more of your MHQ, small group benefits, or Quote+ questions answered.